Terms of Use

Last updated: July 31, 2026

1. Acceptance of these Terms

These Terms of Use ("Terms") govern your access to and use of planconnectionus.com and any related pages operated under the Plan Connection US brand (the "Site") by Midas Digital Marketing LLC ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.

2. Eligibility

The Site is intended for residents of the United States who are at least 18 years old and legally able to enter into a binding agreement. Do not use the Site if you do not meet these requirements.

3. Nature of our service

The Site is an advertising and consumer education service. We are not an insurance company, insurance agency, insurance producer, healthcare provider, or government entity, and we are not affiliated with or endorsed by the U.S. government or the federal Medicare program. We do not sell, underwrite, issue, price, administer, or service insurance policies, and we do not determine eligibility for any plan, benefit, or program.

Any quote, application, enrollment, policy, or advice results from your interaction with an independent licensed third party. We are not a party to, and are not responsible for, any agreement between you and any insurer, agent, agency, or other third party.

4. Informational content only — no advice

Content on the Site is general information for a broad audience and is not medical, legal, tax, financial, or insurance advice, and not a recommendation that any product is suitable for you. Plan availability, benefits, features, premiums, and eligibility rules vary by carrier, plan, and location and change over time. Always verify current details directly with the insurer, a licensed agent, or Medicare.gov / 1-800-MEDICARE before making a decision.

5. Advertising compensation

We are compensated by advertisers, licensed agents and agencies, and marketing partners, including when you click a link, submit information, or place a call through the Site. This compensation may influence which partners appear and how prominently. It does not increase any price you pay and does not create an agency, brokerage, endorsement, or fiduciary relationship between us and you. See our Disclaimer.

6. Consent to be contacted

If you submit your contact information through the Site or one of our advertising pages, you may be contacted by us and by licensed insurance agents and their partners by telephone, text message, and email, including through automated technology or a prerecorded voice, at the number and address you provide, even if that number is on a federal or state do-not-call list. Consent is not a condition of purchase. Message and data rates may apply. You may withdraw consent at any time as described in our Privacy Policy and on our Contact page.

7. Acceptable use

You agree not to:

• Use the Site for any unlawful, fraudulent, or deceptive purpose, or submit information that is false or belongs to another person without authorization.
• Attempt to gain unauthorized access to the Site, its servers, or any related systems or networks.
• Scrape, harvest, crawl, spider, or use automated means to collect information from the Site without our prior written consent.
• Interfere with or disrupt the Site, including by transmitting malware, excessive requests, or other harmful code.
• Reproduce, distribute, modify, or create derivative works from Site content except as permitted below.

8. Intellectual property

All content on the Site — including text, graphics, logos, page layouts, and the Plan Connection US name and marks — is owned by Midas Digital Marketing LLC or its licensors and is protected by United States and international copyright, trademark, and other laws. You may view and print pages for your own personal, non-commercial use. All other rights are reserved. Third-party names and marks, including Medicare and carrier names, belong to their respective owners and are used for identification only; their use does not imply affiliation or endorsement.

9. Third-party links and partners

The Site links to websites and services we do not operate. We do not control and are not responsible for the content, accuracy, products, services, licensing, privacy practices, or conduct of any third party, including any insurer or licensed agent to whom you are connected. Your dealings with third parties are solely between you and them.

10. Disclaimer of warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT CONTENT IS ACCURATE, COMPLETE, OR CURRENT. WE DO NOT WARRANT OR GUARANTEE ELIGIBILITY, APPROVAL, COVERAGE, SAVINGS, OR ANY PARTICULAR RESULT.

11. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MIDAS DIGITAL MARKETING LLC AND ITS MEMBERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR COVERAGE, ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE OR YOUR DEALINGS WITH ANY THIRD PARTY, WHETHER BASED ON CONTRACT, TORT, STATUTE, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU.

12. Indemnification

You agree to indemnify, defend, and hold harmless Midas Digital Marketing LLC and its members, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of your use of the Site, your violation of these Terms, or your violation of any law or the rights of any third party.

13. Governing law and venue

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Subject to Section 14, you agree that the state and federal courts located in Miami-Dade County, Florida have exclusive jurisdiction over any dispute arising from these Terms or the Site.

14. Dispute resolution and class action waiver

Before filing any claim, you agree to contact us at contact@planconnectionus.com and attempt in good faith to resolve the dispute informally for at least 30 days. Any dispute that is not resolved informally and that is within the jurisdiction of small claims court may be brought there. Otherwise, to the extent permitted by law, you and we agree that disputes will be resolved on an individual basis and that you and we each waive the right to participate in a class, collective, or representative action. Nothing in this section limits either party's right to seek injunctive relief for intellectual property misuse, or waives any right that cannot be waived under applicable law.

15. Changes to the Site and these Terms

We may modify, suspend, or discontinue any part of the Site at any time without notice. We may also revise these Terms; the "Last updated" date reflects the latest version, and your continued use of the Site after changes take effect constitutes acceptance.

16. Severability and entire agreement

If any provision of these Terms is held unenforceable, that provision will be limited or severed to the minimum extent necessary and the remaining provisions will stay in full force. These Terms, together with the Privacy Policy and Disclaimer, are the entire agreement between you and us regarding the Site. Our failure to enforce any provision is not a waiver of it.

17. Contact

Midas Digital Marketing LLC
Operator of Plan Connection US
contact@planconnectionus.com